Together, they have helped thousands of consumers repair their credit and clean up their credit report. This alone warrants praise, especially in an industry that has been crippled by bad actors and fraudulent companies. The company utilizes automated systems to boost its workflow efficiency and strives to offer the best value. Were impressed with Lexington Laws stats that 70 percent of its customers saw a 40-point increase of their credit score within six months of credit repair services. Founded in 2007 by industry leader Ross LaPietra, Credit Saint is a clear leader when it comes to credit repair. So, all-in-all, this package is not that different from their Clean Slate offering. It takes time to file disputes with all three credit bureaus, review your credit report, and identify what items can be removed. Choose which one will help you the most. This service which analyzes the positives, includes coaching you on ways to pay your bills and open/close credit cards to maximize your credit score. provides you will all of the features included in the standard plan and the addition of Credit Report Watch Alerts. Both services also go out of their way to help customers recover from bad credit by offering additional advice. It is quick and easy, but dont expect tailored insight or advanced credit repair options. If you add a family member from the same household to the service, Credit Saint will waive the $99.00 initial work fee for this member (or members). For some complaints, they were willing to offer refunds. Like Credit Saint, Lexington Law also operates on a monthly subscription plan that allows customers to cancel at any time. They bring years of experience to the table and a team of credit repair analysts who are industry veterans. If you're behind on your tax payments or have past years where you didn't even file a return, you probably feel the pressure mounting. Their inquiry assistance program will help you remove late payments, judgements, and other negative items from your credit report. Monthly pricing is more expensive than Credit Saint. Copyright 2021 creditfixed.com All Rights Reserved. Although both companies have remained in business for a long time, are well-known, and have served many clients, deciding which one to use is a matter of personal preference. Credit Saint is a credit repair company that helps consumers repair their credit. Lexington Law is one of the most reputable credit repair industry players, helping thousands of clients in the US to repair their credit scores and clean their credit reports. The company is unique because it compromises solicitors with experience in the niche. In addition to credit repair, the company advises clients on how to improve their score and what other factors can influence it. If the total is suspiciously low, Sky Blue Credit Repair can help you restore it. This means there are more than 40 million reports to take care of. Headquartered in New Jersey, the company is considered reliable and enjoys a good standing. When you create an account with Lexington Law, you work directly with credit repair specialists, lawyers, and paralegals for the dispute process. Are you typically available to make calls during business hours? They only facilitate the process but they dont control what gets removed. How does this package stack up to Credit Saints Credit Remodel package? The results are processed in order to detect spammy and fake feedback. Credit Saint offers the following three different credit repair plans, Credit Saint has a much better reputation overall. Consistently ranked as the top service on finance sites, Offers unlimited challenges per dispute cycle, Free non-obligatory credit repair consultation, Tailors services and disputes to each situation, 90-day refund policy means a worry-free service, Offers education on other ways to optimize scores, Intuitive dashboard for tracking challenges, Responds to complaints with care and attention. If you cant pay their rates, they are gracious enough to offer DIY credit repair articles. However, in our opinion, the best bang for your buck is Credit Saint. That's where credit repair services enter the picture. A careful review of hundreds of past user reviews reveals the dedication and selfless services offered by Credit Saints representatives. Credit Saint also begins its repair process within 48 hours. Here we provide a direct comparison of each companys cost, reputation, customer service, and effectiveness. There is no quick fix. Credit repair involves reviewing your credit report, identifying negative items, and creating a clear action plan. Credit Saint is a repair company that was established in 2004 with the sole purpose of 'helping Americans fix their shaky credit histories.' Headquartered in New Jersey, the company is considered reliable and enjoys a good standing. in-depth review of Lexington Law, click here. If you are serious about repairing your credit, it makes a good option that is relatively risk-free for the first three months. Finally, Lexington Laws active pending lawsuit has slightly damaged its reputation among credit repair companies. This information may be different than what you see when you visit a financial institution, service provider or specific products site. However, we must mention that it does not make any promises to boost your score or help you reach a certain number. Credit Saintand Lexington Law are both well-known credit repair companies that may be able to help you get your credit back on track. Clean Slate Credit Solutions charges upfront, Credit 360, Reliant Credit Repair, they all charge up front fees. At this level of service, you get up to 10 challenges each dispute cycle, plusExperiancredit score monitoring and disputes for. It is one of the few companies that have an A+ Better Business Bureau rating. If you're facing an ever-increasing pile of "past due" notices, threatening letters from the IRS, and credit card statements where Where should you sign up as a mystery shopper? Credit Saint bills this package as the most aggressive. Which foreclosure listing website is the best? When going over Credit Saints services, one thing that stands out is that they dont make such promises. Both firms also offer free consultations. When analyzing the professionalism of their customer support reps, we also reviewed how they respond to complaints. The cheapest plan comes with several limitations including only five disputes per billing cycle of 45 days. As you start to explore the possibility of credit repair, you'll soon see that there are many providers hoping to gain your business as a client. Credit Saint responded by saying that a manager had reached out to the client after confirming that there were removals for his account. Credit Saint comes with both pros and cons. However, we must mention that Credit Saint does not make any such promises and there is no guarantee that the removal of any item will cause your credit score to improve. Having said this, Lexington Law still takes time to respond to complaints. Now, its time for us to render our verdict, and surprisingly, its a tie. On the other hand, Lexington Law is quite vague regars to the speed of their service. In a crowded market, it is hard for consumers to choose a credit repair company. Not to mention, they are affordable, transparent, and offer more features compared to Lexington Law. Credit Saint receives a consistent A+ BBB rating, and scores a high customer satisfaction rating, probably because of its transparent pricing. This can offer a great deal of peace of mind when youre worried about getting yourcredit score back on track. Their latest feedback as of July 8, 2021, is a 4-star rating. Top Consumer Reviews may earn money when you click on a link. Unlike most credit repair companies,Lexington Lawis both a credit repair company and an actual law firm. Making it possible to keep tabs on your FICO rating as well as your scores from other reporting bureaus using credit monitoring services. They further stated that their 90-day refund policy applies to customers who have not seen any removals. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. Lexington Law leverages this process to fix their clients' credit. Credit Sainthas three tiers of services, with pricing that ranges from $79.99 per month to $119.99 per month. 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Credit Saint vs. Lexington Law: Whos Better? The company also boasts more reviews than Credit Saint, as users leave feedback on their Android and iOS app pages. We'd love to have you join our community! Mike is a recognized credit expert and founder of Credit Takeoff. Lexington Law also offers its own smartphone app, which is available for both Apple and Android devices. On the downside, it is not a 100% guarantee. Both companies also charge an first work fee. Credit Saint charges $99.00 for this fee. Rather than jumping to conclusions, we will first present facts about the two credit repair services. Over 850,000 clients in the last 10 years. Still, they miss out on a money-back guarantee, which is a major source of dissatisfaction for customers who dont have successful deletions. It has a company mobile app (Apple and Android) where you can monitor account progress from the convenience of your phone. As odd as it may sound, this is a pretty common problem yet very few people know what to do about it. For instance, Lexington charges a basic set up fee of $100. They have a polished team of professionals that understands the business well. Concord Premier At $109.95 per month, the Concord Premier is the middle-of-the-road service level, which gets you everything in the Concord Standard plan plus TransUnion score alerts and a monthly credit score analysis. The biggest determinant of how fast items will be removed from your credit report is not the company you select. This process takes time, and you certainly do not want to take a shortcut. On the positive side, you will get 100% of your money refunded if the company fails to remove any item within 90 days of signing up given that youve made full payment and you meet every other requirement given on the official website. Still, you may save a meager sum if you choose the cheaper packages offered by Credit Saint. The monthly cost for this plan is $119.99 per month. Here we provide an overview of Credit Saint and Lexington Law and the pros and cons of each. Despite being the cheapest plan, it comes with comes impressive features including: You will have the option to cancel anytime or apply for a full refund if the company fails to remove any item within 90 days of account opening. They do this by taking the fight to the individual creditors. Lexington Law vs. Credit Saint: Overview Lexington Law traces its origin to 1991 and initially dealt with consumer advocacy issues. Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. Think about a loan that you never took but it appears on your report due to an administrative error. Lexington Lawscredit helpsection of its website offers a robust number of educational resources to help you understand how credit scores work and what steps you can take to improve and maintain your score. Repairing your credit and removing negative items from your credit report is a process that takes time, knowledge, and experience. However, The Credit Pros has a top plan that is more expensive than Credits Saints most aggressive package. This package is more hands-on and gives the customer more control over the entire credit repair process. The firm began focusing on credit repair in 2004, although the law firm was formed several years before that, making Lexington Law one of the oldest credit repair companies in the business. Both Credit Saint and Lexington Law are two of the best credit repair companies in the United States. BothCredit Saintand Lexington Law offer three pricing levels with comparable costs at each level of service. In order for us to offer this information for free, sometimes we are compensated by various companies that we feature. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. The only difference is that you will not get unlimited disputes, and Credit Saint will not send custom cease and desist letters. In addition to legal representation, they also offer a credit monitoring and repair service that comes in three different tiers. These two questions will help you uncover the truth. In addition, the company offers a full 90-day money-back guarantee. You will find many Credit Saint reviews on the Internet. It is a well-known credit repair company in the industry that offers some great features. She has been a professional financial writer for over 15 years, and has appeared in a myriad of industry leading financial media outlets. But for now, Lexington Law offers more educational resources. For most people,disputing negative itemsis the main goal of credit repair, and this is what you get with the Concord Standard level of service. Each text is published after its detailed proofreading. If youre shopping around for credit repair services, its something to consider as you compare companies. These tools will help you pay off your debt and budget your money. Most Credit Saint credit repair reviews agree that the company can help you solve this issue as it offers identity theft protection with repair services. It also enjoys anA ratingfrom the Better Business Bureau (BBB) and its one of a handful of credit repair companies accredited by the BBB. And if you need to upgrade to another package, you can. An achievement that should not go unnoticed. Your credit score even directly impacts the cost of your New Jersey auto insurance. On the other hand, if youre thinking about hiring acredit repair company, you should review all your options so you can be confident youre making the best choice for your unique situation. The goal of the founders was to revolutionize the repair industry. Each credit repair firm offers a dedicated customer service line for clients that can help answer any questions you may have. Though we'd like to see some data that reflects Credit Saint's successes in improving people's credit reports, we still trust that this provider gets the job done. Over 13 years of experience in credit repair companies and finance. But, how much time do you have? You can choose from three plans. Here is a few list of features included in this plan: As you can see, this package is loaded with helpful features. However, you will also have to pay a $99 first-work fee that is charged within 7 days of opening an account. Log in, Cost Comparison of Lexington Law Vs. Credit Saint, Lexington Law Credit Repair Packages and Pricing, Credit Saint Credit Repair Pricing and Packages, Credit Repair Results of LExington Law Vs. Credit Saint. Customers can expect a robust experience when working with Lexington Law. Stay clear of any firms that may be making wild claims, such as the ability to boost your scores by 100 points in two weeks. But, we can earn commissions when you click on affiliate links to one or more of our advertisers. Seeing tangible results can motivate you to stay on track with maintaining good credit. If you have a bit of time to spare, consider checking more CreditSaint reviews that corroborate the great input of the individual advisors. A look at the BBB website shows that Lexington Law does actively respond to negative customer reviews posted by clients. In this second featured feedback, the client said that she received help from a phenomenal agent who was kind, patient, and understanding. She said she was planning to choose another provider but selected Credit Saint credit restoration services because of how the agent handled her questions and concerns. Credit Saintis more transparent about its enrollment fees, whereas Lexington Law makes it difficult to know exactly how much youll pay for a first work fee when you sign up for services. SimpleMoneyLyfe is an independent, advertising-supported publisher and may receive compensation for some links to products and services throughout this website. These two companies have many similarities but also some differences that may be important when deciding between the two services. In addition, there is a big different in the BBB ratings of Credit Saint vs. Lexington Law. While neither Credit Saint nor Lexington Law provides cookie-cutter answers to this question, our research indicates that Credit Saint is more aggressive at filing disputes and intervening with creditors. Their cornerstones include determination, revolutionary, integrity, vision, and excellence. The wrong loan and credit card balances listed. You will need to talk to the agents if you wish to cancel your plan or ask for a refund. The two companies have provided credit repair services for several years and have made large impacts on the credit repair industry. Credit repair is legitimate: working with a reputable service, you can absolutely see big changes in your credit report. Lexington Law vs Credit Saint: Whos Better? The company has a well-developedblogthat offers up-to-date information about credit repair and good credit habits. Our reviewers evaluate products and services based on unbiased research. You will find many Credit Saint reviews on the Internet. Customers also lose access to Experian monitoring features. If you search the web for tips on how to repair your credit, you will come across Creditrepair.com reviews. 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